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A banker or bank is a financial institution whose primary activity is to act as a payment agent for customers and to borrow and lend money.

The first modern bank was founded in Italy in Genoa in 1406,^{[citation needed]} its name was Banco di San Giorgio (Bank of St. George).

Many other financial activities were added over time. For example banks are important players in financial markets and offer financial services such as investment funds. In some countries such as Germany, banks are the primary owners of industrial corporations while in other countries such as the United States banks are prohibited from owning non-financial companies. In Japan, banks are usually the nexus of cross share holding entity known as zaibatsu. In France "Bancassurance" is highly present, as most banks offer insurance services (and now real estate services) to their clients.

Bank Subcategories Bank Articles Mortgage gloom set to continue through 2009 by Mark Aucamp Jan 03, 2009 In the last two months I have seen nine clients all wishing to remortgage their homes. Some of my clients are at the end of a mortgage deal, others are looking to consolidate their expensive secured loans, unsecured loans and credit card debts into a... Advantages to Using a Mortgage Broker vs. a Local Bank by John Butler Dec 12, 2008 Many individuals who are in the market for a mortgage loan will go directly to the bank that they are used to doing business with, or at best will take the time to shop around at two or three different banks in order to try and find the best deal. Wh... Wall Street vs. Main Street. 11/07/08 by Mike Samadi Dec 11, 2008 (Copyrighted) Please don’t be fooled by the Wall Street analysts (who are after nothing but money and do not care what happens to you and I) and bad management of the Government. Although what happens in the Main Street directly affec... Holiday Magic Touches the Housing Market by RE Writer Dec 10, 2008 Apparently it's not all doom and gloom in the housing market this holiday season. The Mortgage Bankers Association registered a 37 percent increase in applications for house loans and a 39 percent increase in home purchases using FHA mortgages; as... Why To Go For Bank Foreclosure Properties And Homes? by Anirban Bhattacharya Dec 09, 2008 It is common for borrowers to not be able to pay mortgage payments because of innumerable reasons. However, banks these days have found an easy way to recover such loan payments. What has recently developed across the world is the concept of “bank fo... 5 Key Things to Consider Before Taking Out an IVA by Chris Pracy Nov 24, 2008 IVA Considerations Individual Voluntary Arrangements or IVAs as they’re more commonly known were introduced by the Government as an approved method of debt solution back in 1986. There are unscrupulous companies who operate in this field whi... Bankruptcy, Misconceptions and My Finances by Shawn Hutchison Nov 17, 2008 When facing a foreclosure, or even worse, a bankruptcy, you have to take into account more than just your current financial situation; you have to be aware of the future financial implications. There is some other information you should have befor... Retailer/Realtor/Banker/Manufacturer/Politician Arrogance by DAVID LOVATTSMITH Nov 15, 2008 Best Buy declared this week that, quote “rapid, seismic changes in consumer behavior” were responsible for the worst crisis in its 42-year history. Hello? So now we blame “consumer behavior”, seismic or otherwise, for corporate inepti... Invest in foreclosed homes now for best profits by Robert Bell Nov 11, 2008 There are several investment options available in the market from where you can earn good amount of profit. However what is common in most of the investment options is the higher degree of risks involved, lesser returns, long waiting period and huge ... Planning is Key - How To Get Custom Interiors Without Breaking The Bank by Leslie Sarmiento Nov 03, 2008 PLANNING IS KEY: How To Get Custom Interiors Without Breaking The Bank By Leslie Sarmiento It is a myth that a beautifully designed room can only be achieved by spending a tremendous amount of money up front. While a decorating project ca...